Musicians’ Pension Fund (MPF) of Canada
Musicians’ Pension Fund of Canada (MPF) was established primarily as a result of collective bargaining between employers and the Federation. It is a significant benefit for CFM members and musicians performing under a CFM contract.
Pension is the amount paid by the engager on top of the service fee.
The Basic Rate is the minimum service fee as per our Tariff of Fees.
The Musicians’ Pension Fund of Canada (MPF) is where the pension money goes.
For all engagements under a VMA contract, the language around pension is “Minimum” Pension Contribution. The Minimum Pension Contribution is 14% of the Basic Rate. Musicians can negotiate higher pension % if the engager agrees and signs a contract with the musicians terms. Negotiating a higher service fee will not affect the pension amount. This will always be calculated on the Basic Rate.
You must become vested in the plan to qualify for pension benefits. To do so, you must perform under an AFM contract that has a pension contribution (Live Performance, recording, CBC) at least once every six months, for a two year period, without letting six months go by without a contract.
Upon completion of the vesting period, your contributions are secure and will continue to accumulate with further work under AFM contracts.
The MPF operations are handled by the Fund office in Toronto. It is administered by a Board of Trustees consisting of a balanced number of employee and employer representatives. They serve without compensation, and hold responsibility for the overall operation and administration of the Fund.
Please contact the MPF directly to inquire about your pensions:
416-497-4702
https://www.mpfcanada.ca